Your Home.
Your Equity.
Sell a fraction of your property for cash. No EMI. Buy it back anytime.
The Asset Paradox
Why your most valuable asset can feel like a cage.
You own a ₹5 Cr Home...
A prime asset, full of potential, yet your capital is locked away within its walls.
...but you need cash for business.
Expansion, inventory, or a new venture—opportunities wait for no one, and liquidity is key.
Banks ask for EMIs you can't pay.
Traditional loans create monthly burdens, stifling the very growth you're trying to achieve.
TerraFi unlocks your equity.
Sell a fraction of your property for cash. No EMI. Buy it back anytime.
You own a ₹5 Cr Home...
A prime asset, full of potential, yet your capital is locked away within its walls.
...but you need cash for business.
Expansion, inventory, or a new venture—opportunities wait for no one, and liquidity is key.
Banks ask for EMIs you can't pay.
Traditional loans create monthly burdens, stifling the very growth you're trying to achieve.
TerraFi unlocks your equity.
Sell a fraction of your property for cash. No EMI. Buy it back anytime.
The Magic Slider
See how much equity you can sell. No commitments, just clarity.
₹50,00,000
from your ₹5 Cr property
Equity Sold
10.00%
Your Cost
₹0 / month
You can buy back your equity anytime.
Asset Agnostic
Your property is more than just a place. It's a financial tool. We unlock value from any type of real estate.
Residential
Live in it. Rent it. It's yours.
Commercial
Fund inventory without debt.
Land
Turn dormant soil into active capital.
How It Works
A transparent look into the liquidity pipeline.
The AI Scan (Valuation)
Instant Valuation. No physical visits required for preliminary offers. Our AVM (Automated Valuation Model) scans 50+ data points.
The Swap (Liquidity Unlock)
Get Capital, Keep Ownership. You receive up to 20% of your home's value in cash. You stay on the title deed.
Monthly Due
₹0
For 10 years
The Freedom Period (Zero EMI)
5-12 Years of Silence. No monthly EMIs. No interest compounding. Live in your home, rent it out, or run your business.
The Exit (Settlement)
Share the Upside. At the end of the term (or when you sell), you repay the principal plus a share of the appreciation.
The AI Scan (Valuation)
Instant Valuation. No physical visits required for preliminary offers. Our AVM (Automated Valuation Model) scans 50+ data points.
The Swap (Liquidity Unlock)
Get Capital, Keep Ownership. You receive up to 20% of your home's value in cash. You stay on the title deed.
The Freedom Period (Zero EMI)
5-12 Years of Silence. No monthly EMIs. No interest compounding. Live in your home, rent it out, or run your business.
The Exit (Settlement)
Share the Upside. At the end of the term (or when you sell), you repay the principal plus a share of the appreciation.
The Terra Club
The Key to the City. Your card is not just for funds; it's an access pass.
Signature Metal Card
A symbol of luxury, crafted from black metal with illuminated edges. Accepted globally.
Global Lounge Access
Complimentary access to 1,200+ airport lounges globally. Skip the noise. Enter the sanctuary.
Elite Hotel Status
Instant Gold Status at partner hotel chains. Enjoy room upgrades, late checkouts, and welcome amenities.
Unlisted Inventory
Access members-only shopping drops and complimentary green fees at 20 premium golf courses.
Curated Experiences
Exclusive invites to private events, from culinary masterclasses to art gallery previews.
Accelerated Rewards
Earn up to 5% cashback on all spending with our curated list of partner brands, from luxury retail to fine dining.
4000 1234 5678 9010
J. DOE
Signature Metal Card
A symbol of luxury, crafted from black metal with illuminated edges. Accepted globally.
Liquidity is Utility. Status is Forever.
Your Trust,
Our Foundation.
Bank Grade Security
All your data is protected with 256-bit AES encryption, the same standard used by leading financial institutions.
Regulated Framework
We operate in full compliance with RBI guidelines, ensuring a secure and transparent process for all our customers.
No Hidden Clauses
Our agreements are straightforward and clear. What you see is what you get, with no surprises or hidden fees.
Join the Ecosystem
We are building a robust network of financial partners to revolutionize property-based liquidity.
For Investors
Help shape the future of real estate finance in India. Discover opportunities to back a new asset class.
Become an InvestorFor NBFCs
Partner with us to deploy capital in a structured, asset-backed ecosystem. Expand your portfolio with high-quality opportunities.
Partner with Us